What is an ISA?

An ISA is a ‘wrapper’ that enables individuals to hold investments without paying income tax or capital gains tax on them.

What is an Innovative Finance ISA?

The Innovative Finance ISA (IFISA) was introduced in April 2016 and allows peer to peer loans and crowd bonds to be held in the ISA wrapper.

What is a crowd bond?

A crowd bond – sometimes called a mini-bond – is a debt based security listed on an FCA authorised crowdfunding platform.

What does being an IFISA manager mean for ShareIn?

Being an IFISA manager enables our clients to offer crowd bonds on their crowdfunding platforms within the tax-free IFISA wrapper. (We are not currently authorised to offer peer to peer loans but we hope to be able to do so in 2018.)

When did ShareIn obtain authorisation to be an IFISA manager?

We obtained approval from the Board of HM Revenue & Customs (HMRC) on 14th December 2016.

How can I verify ShareIn’s IFISA authorisation?

Our HMRC reference number is Z1908 and we appear on the list of authorised ISA managers here.

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