Investment Platform for FCA-Authorised Firms

Your challenge

You hold direct FCA authorisation and need a platform that meets the regulator’s expectations. Building in-house is expensive, slow and pulls your team away from what they do best — raising capital and managing investments.

You need investor onboarding, KYC/AML, payment processing, portfolio reporting and CASS-compliant client money handling. Getting any one of these wrong puts your authorisation at risk.

How ShareIn helps

ShareIn provides a complete investment platform built specifically for FCA-regulated firms. We’ve been authorised since 2014 and understand what the regulator expects at every level.

Your platform launches in weeks, fully branded to your business, with compliance, client money, payments and reporting built in from day one. You stay in control of the commercial relationship — we handle the infrastructure.

Two ways to work with us

Whether you hold direct FCA authorisation or need regulatory cover, we have a model that fits.

Already FCA-authorised

We provide the platform technology and operational infrastructure
You retain your own FCA permissions and client relationships
CASS client money held in segregated accounts managed by ShareIn
ISA management, investor onboarding, and compliance reporting included
Branded portal under your domain — investors see your firm, not ours

Need regulatory hosting (AR)

Operate as an Appointed Representative under ShareIn’s FCA umbrella
No need to apply for direct FCA authorisation yourself
ShareIn handles regulatory compliance, CASS, and ISA management
Faster route to market — weeks not months
Full platform access with the same features as directly authorised firms

Built for regulated firms

Everything an FCA-authorised firm needs to run a compliant investment platform.

FCA-ready compliance

Regulatory reporting, audit trails and transaction monitoring built into every workflow — designed by a team that’s been FCA-authorised since 2014.

Client money

Segregated client money accounts with CASS compliance and daily reconciliation — all managed by ShareIn.

Investor onboarding

Streamlined KYC/AML verification, appropriateness assessments and risk warnings with an optimised sign-up flow designed to convert.

ISA management

HMRC-authorised ISA manager for Innovative Finance, Cash and Stocks & Shares ISAs, with transfers and annual returns handled.

Fundraising engine

Support for equity, bonds and debt. Offer management, allocation logic, cooling-off periods and completion workflows.

Portfolio dashboards

Investor-facing dashboards for tracking holdings, returns and documents — fully branded to your firm.

What the FCA expects — and what we’ve built

The FCA’s requirements for investment platforms are prescriptive. We’ve been implementing them since 2014.

Appropriateness assessments

Mandatory testing before an investor can access high-risk investments. Our implementation reflects the exact rules in the FCA handbook.

24-hour cooling-off

Required pause before a first-time investor can proceed. The timing logic, return mechanism and journey design are specific regulatory requirements.

Financial promotion rules

Risk warnings with mandated formatting, equal prominence proceed/don’t proceed buttons, and promotion approval chains — all built in.

Client money obligations

Segregated accounts and daily reconciliation are regulatory obligations. Our CASS compliance has been built and operated under FCA supervision since 2014.

You don’t need to track regulatory changes yourself

The FCA’s multi-firm review introduced mandatory requirements from 1 February 2023. ShareIn’s platform was updated to reflect them — and continues to evolve as expectations develop.

Appropriateness assessments

Mandatory testing before an investor can access high-risk investments. Our implementation logic reflects the exact rules set out in the FCA handbook — updated automatically when they change.

24-hour cooling-off

A required pause before a first-time investor can proceed. The timing logic, return mechanism and journey design are specific regulatory requirements — not optional UX choices.

Financial promotion rules

Risk warnings with mandated underlined formatting, equal prominence proceed/don’t proceed buttons, and promotion approval chain workflows.

Client money & CASS reporting

Segregated accounts, daily reconciliation and full CASS audit trails. Built and operated under FCA supervision since 2014 — not bolted on after the fact.

Trusted by FCA-regulated firms

Octopus Energy Collective and Abundance Investment both chose ShareIn to power their regulated investment platforms. From community energy bonds to ISA-eligible green investments, our platform handles the complexity so our clients can focus on their investors.

Read the Octopus case study Read the Abundance case study

Explore our platform